Personal Checking

• Monthly maintenance charge: $8
• Monthly maintenance charge waived with a daily balance of $5,000 or more
• Tiered interest rates
  • $1,000-$5,000
  • $5,000-$50,000
  • $50,000+
• No charge basic wallet checks
• Discounted designer checks
• No charge standard or Personal Photo Check Card
• Unlimited ATM fee rebates
  New - Now automatically rebated
  New - Free Online Bill Pay
• AD&D Insurance
  • $10,000 accidental death and dismemberment insurance
• IDProtect
  • Up to $10,000 identity fraud expense reimbursement coverage
  • Triple credit bureau monitoring – daily credit monitoring and automated alerts of key changes to your credit report at Experian, Equifax, or TransUnion
  • Total identity monitoring – continuous monitoring of over 1,000 databases including credit, Social Security, public records, and many more
  • Resolution services - identity theft recovery kit and a dedicated fraud specialist to manage your case if you become a victim
  • Check card and credit card registration
• Cashier’s checks – issuance fee waived on up to 4 per month
• CD & IRA rate bonus
• Personal loan rate discount
• $100 discount on mortgage loan closing costs

• Earn interest on your checking balance
• Enjoy the peace of mind that comes with AD&D insurance and ID theft protection
• Includes unlimited check writing, online banking, and telephone banking

• Monthly maintenance charge: $10
• Monthly maintenance charge waived with a daily balance of $1,000 or more
• Tiered interest rates
  • $1,000-$5,000
  • $5,000-$10,000
  • $10,000-$50,000
  • $50,000-$100,000
  • $100,000-$250,000
  • $250,000+
• ATM fee rebates – 6 per month

• Includes unlimited check writing, a basic check card, online banking, and telephone banking
• Variable interest rate increases with the amount on deposit

• Available to those age 62 or better
• No monthly maintenance charge
• Tiered interest rates
  • $1,000-$5,000
  • $5,000-$50,000
  • $50,000+
• ATM fee rebates – 2 per month
• No charge on one order of basic wallet checks per year

• Smart and affordable for those nearing or in retirement

Basic Checking

• No monthly maintenance charge
• ATM fee rebates – 4 per month

• Simple and easy to manage
• Includes unlimited check writing, a basic check card, online banking, and telephone banking

• Monthly maintenance charge: $10
• No overdrafts allowed
• Account holders may request to convert to a Basic Checking account after 12 months of satisfactory performance

• Provides an opportunity to re-establish a banking relationship and improve financial history