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At First
National Bank, you’ll find the credit you need backed by the hometown
service you expect. Whether your needs are short-term or long-range,
basic or specialized, our lending professionals are willing to invest
the time to understand your needs and to help you evaluate your options.
Business Loans
First National
Bank offers a full spectrum of business loans including working capital,
fixed assets, machinery, equipment, floor plan, oil and gas, and
agricultural loans. Loans can be secured or unsecured with a variety of
terms.
Business Lines of Credit
For quick and
simple financing, our experienced team of lenders can set up a line of
credit. A line of credit is used to fund costs, accounts receivable, or
inventory until it is turned into cash. The company can advance money on
the line to buy inventory while account receivables are being collected.
Business Letters of Credit
Letters of
credit are issued by the bank to specific beneficiaries to guarantee
payments of up to a specific amount for a specific need. Companies use
letters of credit in lieu of using cash or to meet certain requirements
for state or federal oversight.
Business Real Estate Loans
Customers can purchase or refinance commercial property
with a term loan or equity line of credit from First National Bank. We
offer raw land loans, land development loans, construction loans, and
loans for property improvements.
SBA (Small Business Administration) Loans
An SBA loan
can be beneficial for a variety of businesses to increase inventory,
purchase machinery, make improvements, or obtain working capital. With
years of experience, our lenders can guide you through the process of
obtaining an SBA loan simply and efficiently. |
