Live better for less with GenGold --

a checking account like no other!

Features

• Unlimited check writing
• Interest paid on balances of $1,000 or more
• Monthly statement with check images

Benefits

• Free ATM or check card
• Free TeleBank phone banking
• Free online banking
• Free personalized GenGold checks
• Free money orders
• Free cashiers' checks
• Free single signature travelers' checks
• CD rate bonus
• IRA rate bonus
• Personal loan rate discount
• $100 off mortgage closing costs
• Unlimited rebates on ATM fees
  Tired of being penalized for using ATMs? Bank with us and use any ATM in the world for free! It's easy - just present your ATM receipts and we'll rebate the fees.

• Identity Theft Restoration Service
  Free 24 hour-a-day identity theft victim assistance, unlimited toll-free legal and financial advice, and an ID theft restoration guide with sample forms and letters.

• World wide, world-class travel service
  GenGold is your full-service travel connection.  You are guaranteed the lowest published air fares available at the time of booking plus a 3% cash rebate and $100,000 automatic flight insurance.

• Condo vacations, hotel & car rental discounts
  For as little as $350, take your family to worldwide resort condos for seven days and nights. You'll also receive substantial discounts on hotels and car rentals wherever you go.
• Cruises, group tours & events
  Whether a cruise, an exciting group tour, or a theme park, GenGold is your ticket to adventure and savings.
• Pharmacy discounts
  GenGold members are guaranteed the lowest price on prescription medications.  (Cash & carry basis - some restrictions apply).
• Vision discounts
  Membership includes substantial savings on exams, glasses and contact lenses.
• Hearing discounts
  Members can receive a free hearing exam plus substantial discounts on hearing aids, services and accessories.
• Consumer protection
  See the GenGold brochure for details on 90 day purchase protection and extended warranty coverage at no extra charge.
• Credit card registration
  One phone call protects you against any liability on registered credit cards, check cards and charge cards.  All will be cancelled and reissued when you call.
• Consumer action team
  Consumer advocates are prepared to step in and help resolve almost any consumer purchase problem you may have.
• Pre-paid phone cards
  GenGold has teamed up with AT&T to bring you pre-paid phone cards at an unbeatable rate.
• National restaurant discounts
  Members can save 10% on gift certificates for great restaurants like Applebee's, Red Lobster, Olive Garden and more.
• Family Matters newsletter
  Receive the latest news on benefits and timely tips for the whole family including exclusive information and specials on local and worldwide travel getaways.
• Local discount book
  We bring GenGold close to home with a  booklet full of discount coupons for local merchants and restaurants.
• Save more with value-added options
  For discounted fees, GenGold members may purchase roadside assistance plans, movie tickets, group dental programs, a grocery coupon club, student grant program, pet health insurance, and individual and family accidental death and dismemberment insurance coverage.

Costs

Balance                        Monthly Fee           Interest Paid

$0-$999                                $8                             No

$1,000 - $4,999                     $8                            Yes

$5,000 and over                  FREE                                Yes