Features

• Minimum deposit to open: $10
• Interest will be credited to your account annually

Benefits

• You will be given a coupon book similar to a loan payment book for your convenience
• Deposits can be made directly from your FNB checking account each month
• Christmas Club checks will be mailed during the first two weeks of November

Guidelines

• You may not make withdrawals unless approved by an Officer or Customer Service Representative; the account will then be converted to a Regular Savings account

• No interest may be earned on amounts withdrawn prior to scheduled disbursement date